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CFPB drops lawsuit against Capital One

Feb 28, 2025

The Consumer Financial Protection Bureau on Thursday dropped a lawsuit against Capital One Financial that alleged the bank cheated long-standing customers out of more than $2 billion in interest by refusing to honor high interest rates that were offered to new customers.

Stablecoins Take Center Stage at Senate's First Digital Assets Subcommittee Hearing

Feb 27, 2025

Legislators convened a panel to discuss what stablecoin and market structure bills need to address.

Observers And Lawmakers Handicap the CCCA’s Chances As It Heads Back to Congress

Feb 26, 2025

With expectations growing that the Credit Card Competition Act will soon be reintroduced in Congress, proponents of the bill feel its prospects for passage are better than ever. Helping fuel this optimism is growing bipartisan support for the bill, proponents say.

Justice Department Says CFPB Will Be Streamlined, Not Dismantled

Feb 26, 2025

Justice Department attorneys reportedly said late Monday (Feb. 24) in court filings that the Trump administration plans to streamline, not dismantle, the Consumer Financial Protection Bureau (CFPB).

State AGs Join Suit to Block CFPB Shutdown

Feb 24, 2025

Twenty-three state attorneys general have joined a lawsuit fighting the shutdown of the CFPB.

Exclusive: D.C. aims to crack down on credit card swipe fees

Feb 21, 2025

D.C. is gearing up to fight a covert charge that can cost businesses thousands of dollars and jack up prices: credit card swipe fees.

Waller sees stablecoins advancing in retail

Feb 20, 2025

Stablecoins are seeping into payments at stores, but there are plenty of hurdles before they become widely used, according to Federal Reserve Governor Christopher Waller.

Cap One, Discover shareholders approve merger

Feb 20, 2025

Stockholders of the two companies approved the big bank’s $35.3 billion acquisition in separate meetings Tuesday.

Judge agrees to immediately halt further CFPB firings

Feb 20, 2025

A federal judge on Friday agreed to temporarily block the Trump administration from firing more employees at the Consumer Financial Protection Bureau.

Fed's Bowman calls for review of Dodd-Frank reforms

Feb 20, 2025

A top Federal Reserve official wants the central bank to revisit its post-financial crisis regulatory reforms.

Hill, Scott move to nullify CFPB overdraft rule

Feb 20, 2025

The heads of the House Financial Services Committee and Senate Banking Committee have introduced a Congressional Review Act resolution to nullify the Consumer Financial Protection Bureau's overdraft rule.

Cap One, Discover expect merger completion delay

Feb 12, 2025

Discover Financial Services said it now expects the transaction to be completed by May 19, three months later than initially expected as the companies await regulatory approvals.

Breaking News

Feb 11, 2025

The White House nominated former Federal Deposit Insurance Corp. board member Jonathan McKernan to be the next director of the Consumer Financial Protection Bureau, according to a document sent to the Senate on Tuesday.

A Less Active CFPB Is Expected After the Bureau’s Temporary Shutdown

Feb 11, 2025

A subdued Consumer Financial Protection Bureau is likely to emerge in the wake of the order issued over the weekend to close its offices for the week and have employees work remotely during that period.

Bank of America: New Use Cases Take Unattended Payments Into the Future

Feb 10, 2025

Making things easier rarely goes out of style. Just take, for example, unattended payments.

Union files suit over CFPB shutdown

Feb 9, 2025

A labour union has filed lawsuits against Consumer Financial Protection Bureau acting director Russell Vought after he ordered staff to halt much of the watchdog's activities.

Trump administration orders consumer protection agency to stop work, closes building

Feb 9, 2025

The Trump administration has ordered the Consumer Financial Protection Bureau to stop nearly all its work, effectively shutting down an agency that was created to protect consumers after the 2008 financial crisis and subprime mortgage-lending scandal.

Sanders and Hawley introduce bill to cap credit card interest rates at 10%

Feb 5, 2025

Sens. Bernie Sanders, I-Vt., and Josh Hawley, R-Mo., introduced a bill on Tuesday that would cap credit card interest rates at 10% − an effort by two lawmakers who rarely see eye to eye.

Lawmakers Vote To Advance Commerce Nominee Lutnick

Feb 5, 2025

Senate lawmakers on Wednesday morning voted to advance Wall Street financier Howard Lutnick's nomination to serve as the Secretary of Commerce, moving the Cantor Fitzgerald CEO one step closer to helming the department that oversees international trade, the U.S. Patent and Trademark Office and other agencies.

The Merchant Advisory Group

Driving positive change and innovation in the payments industry that serves the merchants interest through collaboration, education, and advocacy.